Transit insurance protects the value of your belongings while they are being moved. Here is a simple explanation to help you decide.
What It Covers
Transit insurance typically covers loss or damage to your goods during packing, loading, transport and unloading - for example, breakage or damage from an accident. It gives you financial protection if something goes wrong on a move.
What It Costs
The premium is usually a small percentage (often around 1.5%-3%) of the declared value of your goods. You declare the total value, and the cover is calculated on that. Exact rates vary by provider and distance.
When You Should Take It
- Long-distance and intercity moves
- High-value households with electronics and fragile items
- Anytime peace of mind matters more than a small premium
How to Claim
Keep the inventory list, the insurance document and photos of any damage. Report a claim promptly with these records. Our team explains the coverage and helps you arrange insurance for your intercity move. Get a free quote.